Service area
Verify the provider's legal identity
A source from another country can explain a concept without establishing a local right. Deadlines, disclosure requirements and complaint routes need verification under the applicable rules.
Match the provider's legal identity and activity with the relevant official information. That check supports understanding without establishing that a product is suitable for an individual.
- Match the legal entity and regulated activity
- Read current locally applicable official guidance
- Check the written complaint route
Early repayment terms
Check identity through an independent source
Compare the dated schedule with genuine resources and essential outgoings. Request clarification of an unusual first or final payment before treating it as an ordinary instalment.