Explainers
Use the examples to prepare specific questions and locate authoritative local information. Decisions needing personal legal, financial or debt guidance should take account of the actual circumstances.
What should I know about a sponsored comparison ranking?
A ranking may reflect commercial arrangements as well as the factors shown on the page.
How do I distinguish a genuine provider from a lookalike site?
Compare the legal entity and contact details with an independently located official register or source.
Does paying an application charge guarantee approval?
A charge can relate to a service or process without creating an obligation to lend.
What changes if income and repayment use different currencies?
The same foreign-currency instalment can require a different amount of local income as conversion changes.
Check identity through an independent source
Compare the dated schedule with genuine resources and essential outgoings. Request clarification of an unusual first or final payment before treating it as an ordinary instalment.